Terms of Use

AIG Advanced Markets Portal

By using this website, you are accepting these Terms of Use and you understand and agree to the following:


1. You are a licensed agent, employee or representative of  American General Life  Insurance Company or one of its affiliates;


2. Advanced Markets is a marketing division of American General Life Insurance Company (AGL) and The United States Life Insurance Company in the City of New York (US Life), members of American International Group, Inc. (AIG);


3. AGL and US Life are solely the providers of the insurance products. AGL and US Life, their employees, financial professionals, representatives, and their affiliates are not authorized to give legal, tax or accounting advice;


4. The information contained in this document is for educational purposes only and is not a comprehensive analysis of the topics presented.  All information should be verified, by you, for accuracy and reliability (e.g., federal income tax statutes, rulings, etc. that may have changed since publication).  No representation or warranty, express or implied, is made by AGL, US Life and its affiliates as to the completeness of the information contained in or accessed through this website;


5. AGL and US Life shall not be liable for any loss or damage caused by the use of, or reliance on, the tax, accounting, legal, investment or financial items contained in this material. Consumers should be advised to consult their personal tax, accounting, legal, investment or financial experts or advisors with any questions prior to acting on matters presented herein;


6. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties.


7. All of the following material has been authored by, copyrighted by and licensed from Pentera Group, Inc. (PGI), except as indicated:

a. Concept Presentations: “Full,” “Summary” and “Flowchart” items;

b. Reference Library: All material;

c. Market Training: “Business Planning,” “Estate Planning,” “Retirement Planning,” “Charitable Giving” and “Taxation” training modules and CE material;

d. Specimen Documents: All material;

e. Financial Calculators are not authored by, but licensed through Pentera Group, Inc.;

f. All other material on this site is copyrighted to American International Group, Inc. (AIG);


8. PGI Copyright information: © 2017, Pentera Group, Inc., 921 East 86th Street, Suite 100, Indianapolis, Indiana 46240. All rights reserved;


9. PGI Disclaimer: This service is designed to provide accurate and authoritative information in regard to the subject matter covered. It is provided with the understanding that neither the publisher nor any of its licensees or their distributees intend to, or are engaged in, rendering legal, accounting, or tax advice. If legal or tax advice or other expert assistance is required, the services of a competent professional should be sought. While the publisher has been diligent in attempting to provide accurate information, the accuracy of the information cannot be guaranteed. Laws and regulations change frequently, and are subject to differing legal interpretations. Accordingly, neither the publisher nor any of its licensees or their distributees shall be liable for any loss or damage caused, or alleged to have been caused, by the use of or reliance upon this service;


10. American General Life Insurance Company has not undertaken a substantive review of the PGI material provided on this site;


11. Additional Note about Specimen Documents:  These items are for Financial Professional Use Only and Not for Public Distribution.  Specimen documents are made available for educational purposes only. Specimen documents shall not be given to a client.  These documents have not been adapted to the specific circumstances or objectives of any individual client, nor have they been prepared to meet the legal requirements of any particular state. Clients should be advised to seek legal counsel in the preparation of all legal documents. All formalities required under applicable local law should be observed.


Terms of Use